Products
- Key Person Disability
- Buy Sell Disability
- Disability Income
- Multi-Life Disability
- Contractual Performance Indemnity
- Accident Coverage
- Athlete Coverage
- Entertainer / Headliner Coverage
- Loss of License / Pilot Insurance
- Private Equity
- Global Employee Benefits
- Hedge Fund
- Kidnap & Ransom
- Contingency Coverage
- Physician's Edge 365
- Attorney Golden Gavel Coverage
- Loan Indemnification
- Business Overhead Expense
Global Employee Benefits
Exceptional Risk Advisors provides tailored group benefit plans for multinational companies with employees working outside of the U.S. This includes serving expatriates (employees working temporarily in a foreign country), local nationals (employees working in their home country), and third country nationals (employees working in a country other than their home country).
Coverage provided by the program includes individual and group life insurance, health insurance, and disability insurance. These benefits ensure that employees have access to financial protection and healthcare services while working abroad. The program also extends coverage to employees' spouses and dependent children, offering valuable benefits for the entire family.
Coverage Includes
- Group Life
- Employee, Spouse, Dependent Children
- Guaranteed Issue up to $1 Million
- Riders: Accidental Death, Permanent Total Disability, Critical Illness Perils
- Group Disability
- 70% Replacement Ratio
- Short Term After 30 Days
- Long Term After 12 Months
- To Age 65
- Group Health
- Employee, Spouse, Dependent Children
- Global Coverage up to $3 Million/Person/Year
- Provider Network: Hospitalization, Dental, Outpatient, Maternity, Preventive, Emergency Care