Winnipeg Jets prospect Chaz Lucius, 21, announces retirement
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Winnipeg Jets prospect Chaz Lucius, 21, announces retirement |
At just 21 years old, Chaz Lucius, a former first-round NHL draft pick, has announced his retirement from professional hockey due to a hereditary tissue disorder, Ehlers-Danlos Syndrome (EDS). The young center, drafted 18th overall by the Winnipeg Jets in 2021, showed great promise with a future earning potential in the tens of millions. Unfortunately, his condition has made it medically unsafe for him to continue playing. His initial 3-year rookie contract was valued at nearly $4 million and has since been voided due to his retirement. Read the full story here. How can you protect your clients? See below for the insurance solution. Insurance Solution
High Limit Disability Income Protection
Professional Athletes
Lucius’s story is a powerful reminder of how quickly a professional athlete’s career and financial trajectory can change. For advisors working with young athletes, entertainers, or high-income professionals, this underscores the critical importance of securing high-limit disability insurance to protect future earnings. In the NHL, rookie contracts are typically 1-3 years, and players take on immense physical risk as they work toward free agency and a guaranteed long-term deal. A high-limit disability or permanent total disability (PTD) policy is essential during these early years. Even once a contract is guaranteed, injuries or illness that occur off the ice can void it making Off-Ice Coverage a crucial safeguard for a player's future income. As Lloyd's of London Coverholders, Exceptional Risk Advisors specializes in crafting High Limit Disability Income Protection policies catering not only to professional and collegiate athletes but also to a broader clientele. Our expertise extends to designing income protection equalization plans for affluent clients across various fields, including CEOs, lawyers, entrepreneurs, hedge fund managers, entertainers, and, of course, professional athletes. Learn More About High Limit Disability Income Protection Here Contact us to discuss how we can help protect your exceptional clientele. |
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