Key Person Disability Insurance
Limits Exceeding $125M+ Per Person
Consider your best clients... Who's responsible for driving the sucess, revenue and profitability of their organizations? The loss of a key executive due to a disablement can have devastating consequences to a business. Exceptional Risk Advisors has the authority to design and execute Lloyd’s Key Person Disability contracts with benefits payable to the corporation for up to $500,000 per month. These policies are often designed to deploy capital to the firm for a period of 12 or 24 months, and in the event an executive cannot return to work, the same policy can carry a lump sum distribution in excess of $125M.
Life insurance advisors understand how to protect key person exposures from death. If you want to stand out from your peers, have the moxie to get outside of your comfort zone and present coverage for the greater risk of disability. High limit disability solutions exist! Call us to discuss how we can design a custom plan for you!
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Exceptional Risk Advisors Publishes Article for Top
Life Insurance Advisors & Their Very Best Clients!
Rethinking Human Capital Exposures addresses executives whom have been disabled in the peak of their careers and the negative repercussion’s to their organizations; and how we can insure the human capital risk through high limit Key Person Disability. As you know, we have the unique ability to write $125M+ in key person disability on any one individual.
Here’s is a key paragraph from the article:
“Many companies have life insurance on key persons and some have succession plan in place, but fewer than 35 percent of the corporations that secure key person life insurance secure the corresponding key person disability coverage. Statistics show however, that a 45-year-old executive is three times more likely to suffer a disability lasting longer than 90 days than he or she is to die before the age of 65.”
Download or Print the PDF HERE.
We’d encourage you to send the attached article to your very best clients (CEO’s and CFO’s) and referral sources; we know you will find hidden risks and new sales.