-1938.jpg "Chris Lack")
Chris Lack
Managing Partner
Frank Zuccarello
Managing Partner
Matthew Ferraro
Partner
Joseph Ferraro
Partner
.png "Terrence O'Neill")
Terrence O'Neill
Vice President of Sales
Sean McNiff
Vice President of Business Development
Tim Smith
Sales Manager
Terrence O'Neill
Vice President of Sales
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Terrence O'Neill brings more than a decade of experience in executive benefits and advanced insurance solutions to his role as Vice President of Sales at Exceptional Risk Advisors. He leads sales initiatives focused on high-limit specialty life, accident, and disability insurance solutions designed for affluent individuals, executives, and clients with exceptional insurance needs.
Prior to joining Exceptional Risk Advisors, Terrence held key leadership and business development roles at JMA and Unum, where he specialized in executive benefits planning and advisor support. His expertise spans sales strategy, product distribution, and relationship management, with a strong commitment to helping financial professionals and their clients achieve long-term financial security and success.