In a fast paced world of mergers and acquisitions, it is important to have insurance coverage readily available for contractual situations in which it is required. Exceptional Risk Advisors provides corporate failure to survive coverage as an alternative to traditional life insurance.

We can secure failure to survive coverage for corporations with an immediate need that is typical when one company is acquiring another. Coverage is also available for expatriates living and working overseas where traditional coverage is not available.

COVERAGE INCLUDES:

• Accident & Sickness
• Must be third party owned with contractual obligation
• War and Terrorism Coverage
• Benefit amounts to $50,000,000 per person
• 24 Hour, Worldwide Coverage
• Policy Terms of 30, 60, 90 days or up to 2 years
• Coverage can be bound same day with no medical exam required
  

CASE STUDY

A global electronics firm was on the verge of completing the purchase of a product distributor to better leverage their business. As part of the contract of sale, key person life insurance was required on the CEO. Exceptional Risk Advisors bound a $10,000,000 Failure to Survive Policy for 30 days allowing the deal to close during the life underwriting process.

CASE STUDY

A multi-national recruiting and consulting firm signed their new CEO to a 3 year employment agreement. Within the agreement, the firm was obligated to provide $5,000,000 of life insurance protection. Exceptional Risk Advisors bound a $5,000,000 Failure to Survive Policy for 60 Days while the life underwriting took place.